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There are many reasons why an injured individual may refuse treatment at the scene of an accident. Perhaps they feel their injuries don't warrant an ambulance ride or an ER visit. Or, their first concern is to speak with the police and their insurance company. However, seeking medical attention as soon as possible is important not only for one's physical…
Product liability lawsuits, such as those caused by defective products, are commonplace in the United States. According to the Insurance Information Institute, companies paid out an average of $1.5 million every year between 2014 and 2020 in personal injury lawsuit settlements, excluding punitive damages. Some of the largest settlements in history have been associated with design and manufacturing defects. Examples…
Construction sites are often considered one of the most dangerous places to work, with the potential for severe injuries or fatalities. Despite the safety regulations and guidelines implemented by government agencies, construction accidents still occur, and workers and passersby can be injured or killed. According to U.S. Bureau of Labor Statistics data, Iowa recorded 58 fatal work injuries in 2020.…
Defective products are not uncommon in the U.S. and can pose a significant risk to consumer safety. While not all faulty products result in injuries or damage, they can still have serious consequences. According to the Consumer Product Safety Commission (CPSC), appliance, TV, and furniture tip-over injuries accounted for 22,500 emergency department treatments from 2018 - 2022, 44% of whom…
Personal injury claims cases have become increasingly common, with more and more individuals seeking compensation for injuries suffered due to the negligence or intentional actions of others. On June 25, 2009, the world woke up to the sudden death of Michael Jackson. After an extensive autopsy, it was concluded his death resulted from an overdose of various drugs in his…
Imagine you're a construction worker, working hard to complete a project on time. You're up on a scaffold, hammering away, when suddenly the scaffold collapses beneath you. You fall to the ground, suffering from a broken leg, fractured ribs, and a concussion. You're in pain, unable to work, and unsure of what to do next. Thankfully, you have worker's compensation…
Scott Grimes rammed his car head-on into Amber Martinez's vehicle in Urbandale as he attempted to flee from pursuing police officers. Amber Martinez spent 28 days in a coma due to the collision. Grimes had reportedly escaped from Warren County jail a week prior by sneaking out of his cell and through an open stairwell door while a jailer was…
In 2018, a woman filed a suit against Moran Food LLC and UniFirst Corp, seeking damages for injuries she sustained while shopping at a store. According to the lawsuit, the woman slipped on a wet floor in the store and suffered injuries. This incident is an example of the many injuries that happen while shopping. If injured while shopping in…
Insurance companies aren't allowed to just say "No" to appeals—every denied claim should have a reason. If the claimant feels the reason is unjustified, they have the right to appeal. Partial denials are also grounds for appeal. This applies to almost all types of insurance claims in Iowa, including medical claims, worker's comp claims, home insurance claims, and personal injury…
Uber and Lyft are the most popular ride-hailing companies in the US. Although the companies have taken major steps to improve the platform's safety, accidents continue to occur–some of which have resulted in serious injuries and fatalities. In 2018, Elaine Herzberg was hit by a self-driving Volvo-Sport utility vehicle despite the presence of a safety driver as she cycled across…
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